About Our Circle Mortgage
Loan Officer
To build a mortgage company where our team is truly a family — a trusted circle built on loyalty, support, and shared growth. At Our Circle Mortgage, we create a space where only the right people belong: those who lead with heart, work with purpose, and lift each other up. Our mission is also for our clients to become part of that circle, experiencing a level of care, trust, and service that makes them feel not just helped — but truly valued.
What We Offer
At Our Circle Mortgage, we believe every family deserves a clear path to homeownership — with guidance they can trust and solutions that fit their lives.
A Family-First Experience
We treat every client like part of our circle. You're not just a transaction — you're family. Expect patience, transparency, and genuine care from start to finish. We treat our team and our clients like family — with respect, love, and loyalty.
Learn more...Competitive Loan Products
We partner with a wide range of lenders to offer access to some of the most competitive mortgage solutions in the market — including FHA, VA, Conventional, Non-QM, and more.
Learn more...Personalized Mortgage Guidance
We take the time to understand your goals, not just your numbers. Whether it's your first home or your fifth, you'll get clear answers and honest support every step of the way.
Learn more...Creative Solutions When Others Say No
Even if another lender said you don't qualify, don't give up. We specialize in thinking outside the box to help make home ownership possible.
Learn more...A Team That Grows With You
From pre-approval to closing — and even after you get the keys — we’re here for the long run. Your success is our success.
Learn more...Why Our Circle Mortgage
The values we live by
We treat our team and our clients like family — with respect, love, and loyalty. We show up for each other in business and in life, because true success means no one gets left behind.
Testimonials
Real stories from the families who’ve become part of our circle.
Every family deserves a home where memories are made.
We're here to help you find yours. Reach out!
Frequently Asked Questions
Everything you need to know about financing your home with us. Can’t find what you’re looking for? Reach out — we’re always happy to help.
Still have questions?
Our team is one message away — reach out anytime and we’ll get back to you fast.
Contact UsIt's not just about how much you're approved for, but how much you feel comfortable paying each month. We review your income, expenses, and goals together to ensure your purchase is safe and financially comfortable. Our team evaluates both approval capacity and true affordability to provide a responsible, sustainable solution.
Depending on the mortgage program, there are options that allow you to buy with a very low down payment—and in some cases, even 0% if you qualify. We help you find the option that best fits your situation.
Pre-qualification is a preliminary estimate based on self-reported information. Pre-approval shows that you are ready to buy. It gives sellers confidence and puts you at an advantage over other buyers.
Requirements vary by program, and every situation is different. There are options even if your credit isn’t perfect. If you’re not ready yet, we help you improve it step by step.
The best loan is the one that fits your current situation and your future plans. Our team provides personalized guidance to identify the best available option for you.
Your payment includes more than just the mortgage. We explain everything upfront so there are no surprises and you have complete clarity from the start.
Closing costs typically range between 2% and 5% of the purchase price and may include appraisal fees, insurance, taxes, legal fees, and lender charges. In many cases, these costs can be negotiated or even covered by the seller. We guide you through the entire process.